Find out how much you can realistically afford to spend on a home, using the same income guidelines the banks and bond originators use.
Total income before tax and deductions. Buying with a partner? Add both incomes together.
What actually lands in your account on pay day, after tax and deductions.
Car repayments, credit cards, store accounts, school fees, insurance, groceries, etc. Don't include rent you'll stop paying once you own.
A bigger deposit means a smaller bond, so it doesn't change what you qualify for from the bank — it increases the purchase price you can afford.
Pre-loaded with prime. Your bank may offer above or below prime.
20 years is the standard bond term.
Fill in your details on the left and click Calculate to see what you could afford.